Enabling Environment

Report on Implementation of Secured Transaction in Bangladesh

Phyllis Raymond, November 2001

This report contains the implementation plan of a Secured Transaction Registry in Bangladesh. It is an in depth study of the prevailing conditions of the credit-lending situation in Bangladesh which does not does not provide for security of the lenders in lending money using movable goods as collateral. For the above reason, JOBS has introduced a draft Secured Transactions Act (STA) to the Government of Bangladesh. This legislation would provide a more secure lending environment in Bangladesh. The report contains the implementation strategy for this act. It is given in full detail and can be source for understanding the core of the STA.

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E-Commerce in Bangladesh: Status, Potential and Constraints

Najmul Hossain , December 2000

This paper highlights the status, statutes, potential and constraints of e-commerce development in Bangladesh. Both the statutory laws as well as the challenges in implementing them have been attempted. The paper also lists specific policy changes aimed at bringing improvements to the legal and regulatory environment affecting e-commerce.

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Secured Credit for Jobs and Economic Growth

Allen Welsh, November 2000

This report briefly reviews the opportunity Bangladesh may find for increased business credit through improved legal and institutional support. The report examines the weaknesses of substantive law in Bangladesh relating to movable property financing. The report outlines concrete policies that would improve the legal climate for movable property financing law.

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Bank Loan Application Procedures

JOBS, April 2000

This handbook helps in thinking and planning the future of an enterprise through the construction of a sound, basic business, marketing and financial plan. It also provides a net worth/financial statement, required by a bank in support of loan application. The approach adopted is to simply illustrate how a SME manufacturer should go about preparing a business, financial and marketing plan

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Credit Information in the Bangladesh Financial System

This report covers the condition of the credit information industry in Bangladesh and proposes a direction for future growth. The credit information industry is an essential component of the financial system. Its evolution in Bangladesh over the past decade has been very successful, but also with unexpected side effects. These side effects now seriously impede the further development of the industry. It is now imperative, for the health of the financial industry, that the provision of credit information and ratings be expanded, deepened, and the negative side effects be remedied. This agenda calls for a serious and sustained effort to stimulate the emergence of new credit information companies able to provide relevant data to the financial sector. And this report delves into all such side effects and their remedies.

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Constraints to SME Development in Bangladesh

Najmul Hossain , October 1998

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Secured Finance for SMEs in Bangladesh

Patrick Meagher, June 1998

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